Dear Prism experts,
How can I pay without a bank account?
Answer:
Use money orders! Money orders are like prepaid checks that can be loaded up with cash that does not expire. They are typically offered for a small fee at banks, USPS offices, or even some select Wal-Mart locations. Once you have the money order on hand, you can use them much like a check to pay individuals or institutions alike. And because you've loaded the cash upfront, the recipient is guaranteed to receive the payment.
Image by USPS
Money order is a safe way to pay. Sometimes it may be a good idea to use them instead of a regular check even if you have a bank account (e.g. if you don't trust the receiver with your bank account information that is printed on your check).
See also: How do money orders work?