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Dear Prism experts,

How can I pay without a bank account?

Answer:

Use money orders! Money orders are like prepaid checks that can be loaded up with cash that does not expire. They are typically offered for a small fee at banks, USPS offices, or even some select Wal-Mart locations. Once you have the money order on hand, you can use them much like a check to pay individuals or institutions alike. And because you've loaded the cash upfront, the recipient is guaranteed to receive the payment.


Image by USPS

Money order is a safe way to pay. Sometimes it may be a good idea to use them instead of a regular check even if you have a bank account (e.g. if you don't trust the receiver with your bank account information that is printed on your check).

See also: How do money orders work?

Basically,

Use money orders - they are like checks preloaded with cash that never expires.

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