Last Updated: December 19, 2019
This Policy covers the following topics:
This Policy was last changed on the date set forth at the top of the Policy. We are constantly trying to improve the Service, so we may need to change this Policy from time to time as well, but we will alert you to changes by placing a notice on a BillGO product/service home page or webpage, within the App, or, when possible, by notifying you by electronic means (such as email, text notification or notification to your Service account). In addition, we will also edit the date at the top of this Policy to reflect the date of the changes. If you use the Services after any changes to the Policy have been posted, you agree to all the changes.
Unless we notify you and get your express consent to the contrary, use and sharing of your personal information, we collect is subject to the Policy in effect at the time such information is collected (meaning – Policy changes will not be retroactive). If we need to use or share your personal information in any manner outside of what is set forth in this Policy, we will notify you in advance and get your express consent.
Sources of Information About You
We obtain information about you from a variety of sources, including you, your interaction with BillGO, and third parties. Such information may include, but is not limited to, your name, postal address, email address, birth date, unique government issued identification number, telephone number, bank account and transaction information, and biller and payment information.
If you use certain Services, you may be required to provide us certain information that includes:
– Information that you provide by filling in forms on our website or to use BillGO Services. This includes information provided at the time of registering to use our Services, subscribing to our Services, posting material or requesting further Services.
We may collect your usage information about how you use the Services, including your access times, location, browser types and language, and Internet protocol addresses. We may collect device-specific information when you access our Services, including your hardware model, operating system and version, unique device identifiers, mobile network information, and information about the device’s interaction with our Services.
When you use our Services to make or accept payments, we collect information about the transactions, including the payment amounts and payment methods used to complete the transactions, bank account information for settlement, other relevant information about the financial institutions you use to conduct business, and basic user information such as your name, email address, mailing address, and phone number.
The information we collect automatically is statistical data and may or may not include personal information, but we may maintain it or associate it with personal information we collect in other ways or receive from third parties. It helps us to improve and to deliver better and more personalized Services, including by enabling us to:
– Estimate our audience size and usage patterns.
The technologies we may use for this automatic data collection may include:
We may also collect information about you from third parties, including but not limited to third-party verification services, credit bureaus, mailing list providers, publicly available sources, and another user that refers you.
Our Use of Information
We use information about you to provide, maintain, personalize and improve our Services and to deliver the information and support you request, including receipts, technical notices, security alerts, and support and administrative messages.
We may use information we collect to send you news and information about our Services and to communicate with you about products, services, contests, promotions, incentives, and rewards offered by us and select partners. You may opt out of receiving promotional emails or texts messages from BillGO by following the instructions in those emails or text messages. If you opt out, we may still send you non-promotional communications, such as messages about your account or our ongoing business relations.
We may also use information about you to:
– To track and analyze trends and usage in connection with our Services.
Additionally, we use information that we collect about you or that you provide to us, including any personal information:
– To provide you with information, products or services that you request from us.
Sharing of Information
We may share personal information about you as follows:
– To our subsidiaries and affiliates.
Sharing and Use of Aggregated and Anonymized Information
Notwithstanding the foregoing, we may also use and share aggregated, non-personally identifiable information for any purposes (for example, we may publish reports on usage of our Services). For clarity, such information will be in a form that cannot personally identify you.
Updating of Information
You may update or correct information about yourself by accessing your account or portal within the Services.
The Children’s Online Privacy Protection Act was created to protect children under the age of 13 from unsuspecting acts or practices in conjunction with collecting, using, and disclosing any information about them. Our Services are not intended for anyone under the age of 13. If you are under 13, do not use or provide any information on or through our Services. If we learn we have collected or received personal information from a child under 13 without verification of parental consent, we will delete that information. If you are a parent or guardian or otherwise believe we might have any information from or about a child under the age of 13, please contact us so that we can delete the child’s information. The Services will never knowingly accept, collect, maintain or use any information from a child under the age of 13. If a child whom we know to be under the age of 13 sends personal information to us online, we will only use that information to respond directly to that child or notify parents.
We maintain physical, electronic, and operational procedures to safeguard the security of your personal information. We comply with state and federal laws, regulations and standards, are PCI-DSS compliant and have established SOC2 Type2 protocols and internal controls to secure information provided to us. When you provide personal information we take appropriate steps to safeguard access (e.g. encryption). While we have taken commercially appropriate and required efforts to guard your personal information, we cannot guarantee that your personal information may not be accessed or disclosed accidentally or wrongfully. You acknowledge and agree that any personal information you provide or store through the Services is at your own risk. If you have reason to believe that your interaction with us is no longer secure (e.g. if you feel that the security of any account you might have with us has been compromised), you must immediately notify us of the problem by contacting us as detailed below.
For Nevada Residents
firstname.lastname@example.org, OR WRITING US AT BillGO, Inc., P.O. Box 272390, Fort Collins, CO 80527 (ATTN: Privacy).
For Vermont Residents
For California Residents
email@example.com (SUBJECT HEADING: “CALIFORNIA CIVIL CODE COPY OF NOTICE REQUEST") OR BILLGO, INC, P.O. Box 272390, Fort Collins, CO 80527 (ATTN: PRIVACY).
Please contact us with any questions or concerns regarding our Policy or the Services provided at firstname.lastname@example.org or BillGO, Inc, P. O. Box 272390, Fort Collins, CO 80527.