We want to hear from you!

The new app for your Navient bill

Prism has literally changed my life. I’m no longer out of money at inconvenient times of the month. And my credit score is up over 40 points. Get this app. Use it. Make your life better.”

- Allison M., New York, NY

Get the app now:


Personal finance done right

Keeping up with all your bills shouldn’t be a chore. Prism does all the hard work so you barely need to lift a finger.

All of your bills, delivered

Prism connects with all of your billers and automatically notifies you when it discovers a new bill.

Pay bills on your terms

When you pay your bills in Prism, you pay your biller directly. There are no delays, no fees, and no strings attached.

Here's what other customers are saying

If you are serious about keeping up with your budget, monthly bills, recurring payments ... Prism is hands down the holy grail of budgeting apps. It's efficient without all the fluff.

- Shaun D., Los Angeles, CA

Prism has been invaluable in helping us coordinate our finances. My spouse and I are logged in on our phones so we can both see what bills are due, what bills are paid, and our account balance. No more bounced checks or duplicate payments!!

- Daniel O., Dallas, TX

I really love this app! Very convenient. I've used other bill pay and I love the option to pay with a credit card instead of a bank account. Love it!

- Kim L., Tampa, FL

Navient website



Although our name is new, our business is not. For more than 40 years we learned, evolved, and led in loan management, servicing and asset recovery as Sallie Mae®. And now, we continue to lead as Navient, a company dedicated to helping our clients and the people we serve along the path to financial success. At Navient, you can expect the energy and focus of a new company, and the stability and expertise of a Fortune 500 industry leader. We come ready to provide the scale and skill to address the individual needs of our 12 million customers whose loans we service, and the diverse needs of our government, higher education, and business clients.

Contact Information

Phone Numbers

FFELP and HEAL Loans 1-888-272-5543
Federal Direct Loans 1-800-722-1300


123 Justison Street, Suite 300

Wilmington DE, 19801

Frequently Asked Questions

What are the options to view and pay my Navient bill?

There are several options to pay your Navient bills. You can either pay online at Navient's website, or you can use Prism's mobile app to pay all your bills.

Can I check my Navient bill from my mobile phone?

Yes, Navient's website can be viewed from your phone. In addition to that, you can also use Prism to see not only your Navient bill, but also all the rest of your monthly bills in one app.

How do I pay my Navient bill online?

In order to pay online, you must create an account on the Navient online website. Please visit Navient's website for more details on how to register.

What forms of payment does Navient accept?

Navient accepts the following forms of payment:

  • Checking
  • Savings

How long does it take for Navient process a payment to my bill?

It typically takes Navient 2 business days to process payments that are made online via their website


Let us know how your Navient bill paying experiences have been!

3.6 from 86 ratings
Download Prism from App Store Download Prism from Google Play Download Prism for Windows Phone Download Prism for Windows Download Prism for Kindle
Prism is a service of PayNearMe MT, Inc., a wholly owned subsidiary of Handle Financial, Inc.